Benefits Authority helps individuals navigate health and insurance programs. It provides information on federal employee benefits, retirement security, and health coverage options.
Why Benefits Authority Matters?
- Ensures employees and retirees get the benefits they deserve.
- Helps individuals understand their healthcare and retirement options.
- Protects workers’ rights regarding health and retirement security.
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Key Health and Insurance Programs
- Federal Employees Health Benefits Program (FEHB)
- Covers millions of federal employees, retirees, and their families.
- Offers various health plans to fit different needs.
- Postal Service Health Benefits Program (PSHB)
- New program starting in 2025 for USPS employees and retirees.
- Provides health insurance to eligible participants.
- Federal Employees Dental and Vision Insurance Program (FEDVIP)
- Offers dental and vision coverage to federal employees and retirees.
- Includes various carriers to choose from.
Retirement Security and Savings Plans
- 401(k) and Pension Plans: Helps individuals save for retirement.
- Retirement Savings Lost and Found: Assists in locating forgotten benefits.
- Understanding Your Retirement Plan: Provides resources on how to manage retirement savings.
Protecting Mental Health and Substance Use Benefits
- Mental Health Parity and Addiction Equity Act (MHPAEA) ensures mental health benefits match physical health benefits.
- No Surprises Act protects against unexpected medical bills.
- COBRA Continuation Coverage helps individuals maintain healthcare after job loss.
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Steps to Claim Your Benefits
- Health and Welfare Benefits
- File claims for health and disability benefits through the correct channels.
- Understand your rights when dealing with insurance companies.
- Retirement Benefits
- Know when and how to claim retirement benefits.
- Learn about options for rolling over retirement funds.
Protecting Your Benefits from Fraud and Security Risks
- Cybersecurity Measures: Safeguard personal information from threats.
- Avoiding Scams: Recognize and report fraudulent claims or advice.
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Final Thoughts
Benefits Authority provides crucial information on healthcare, retirement, and employee benefits. Understanding your options ensures you receive the support and coverage you need.